Convenience of Visa, using your own money
Visa Debit is a unique product that combines the convenience and protection of a Visa card with the security of using your own money. Put simply, your Visa Debit card allows you to access the money in your Suncorp transaction or savings accounts anywhere where Visa is accepted.
- Use your own money to purchase over the phone, Internet, or other places where only 'credit cards' are accepted
- Visa Debit purchases are transaction fee-free. Remember, press the credit button when you shop for a fee-free transaction*
| Feature |
Description |
| Accepted worldwide |
Use your Suncorp Visa Debit card anywhere in the world where Visa is accepted.
|
| No annual fee or transaction fees for purchases |
Your Suncorp Visa Debit card has no annual fee or transaction fees on purchases, providing you press the credit button when you use EFTPOS.
|
| Access a wide range of accounts |
You can link your Suncorp Visa Debit card to a wide range of accounts, including Everyday Options, or Everyday Saver Accounts* |
| Pay no interest |
As long as your account is not overdrawn, you won't pay any interest. |
Fees
| Item |
Description |
| Cash advance at non-Suncorp institutions |
$5 per $1000 advanced or part thereof via an over the counter transaction or through an overseas or other bank ATM. |
| Foreign currency conversion fee (VISA) |
2.5% of the converted Australian dollar transaction amount of any foreign currency transaction made or charged to your account. The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by VISA from within a range of wholesale rates in effect one day prior to the processing date plus the percentage that Suncorp charges for the Foreign Currency Conversion Fee above. |
Important Information
*Restrictions apply. Please refer to our call centre on 13 11 55 or visit your local
branch for more information.
Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Limited ABN 66 010 831 722 ("Suncorp") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Under the arrangement, customers' credit card contracts and agreements (other than those relating to internet banking and telephone banking) including Suncorp Clear Options Rewards Program Agreement are to be entered with Citigroup. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to Suncorp, they will refer to Suncorp undertaking actions or making relevant decisions for or on behalf of Citigroup.
